Health Insurance That Actually Saves You Money.
Affordable health insurance starts with the savings you qualify for. ACA plans cover pre-existing conditions and 10 essential health benefits, and tax credits still apply for incomes from 100% to 400% of the poverty level. FreedInsure, an independent broker serving clients in 41 states + DC, compares 14+ carriers for you, and every quote is 100% free. Same plans as HealthCare.gov.
Find Plans in Your State
3 quick questions → state-specific plans
Insurance for Every Stage of Life
From ACA Marketplace plans to life insurance and supplemental coverage — one advisor, one call, complete protection.
ACA / Marketplace Plans
Tax credits can lower premiums, and some people may pay $0, depending on income and location. Pre-existing conditions covered. All 10 essential health benefits. Open Enrollment + Special Enrollment.
Check your subsidy →Life Insurance
Term, whole life, IUL, and final expense. Example: typical quotes we see for a healthy 30-something run roughly $25–$40/month for $500K of 20-year term; rates vary by age, health and carrier. 14+ carriers compared. Protect your family’s future.
Compare life insurance →Private PPO Plans
PPO plans sold outside the ACA Marketplace. You can apply outside Open Enrollment, but approval depends on each plan’s eligibility and underwriting rules, start dates vary, and tax credits don’t apply. If you qualify for a subsidy or have a pre-existing condition, an ACA plan usually wins.
See PPO options →Supplemental Insurance
Hospital indemnity, critical illness, accident, disability income. Cash benefits paid directly to you. Fill the gaps your major medical doesn’t cover.
Explore supplemental →Dental & Vision
Comprehensive dental and vision plans from multiple carriers. No waiting periods on preventive. Individual and family plans available.
Get dental & vision →Business & Group
Small group, ICHRA, QSEHRA, level-funded, and PEO options for 2–200+ employees. Tax credits up to 50% for small businesses.
Business solutions →Federal notice for hospital (fixed) indemnity plans: THIS IS A SUPPLEMENT TO HEALTH INSURANCE AND IS NOT A SUBSTITUTE FOR MAJOR MEDICAL COVERAGE. LACK OF MAJOR MEDICAL COVERAGE (OR OTHER MINIMUM ESSENTIAL COVERAGE) MAY RESULT IN AN ADDITIONAL PAYMENT WITH YOUR TAXES.
We’re here long after you enroll.
One dedicated, licensed advisor handles your enrollment — then stays on for claims questions, plan changes, and renewal reviews every year. No phone trees. No handoffs.
Call (844) 788-3733 →Your Insurance Advisor — Not a Call Center
FreedInsure is an independent brokerage — not a lead generation site. We don’t sell your information. We don’t transfer you to random agents. You work directly with a licensed advisor who knows your state, your carriers, and your options.
- ✓100% free. Insurance carriers pay us — you never pay a cent. Same plans, same prices as Healthcare.gov.
- ✓Independent. We compare 14+ carriers to find the plan that fits your needs and budget.
- ✓Our agent is licensed in 42 jurisdictions (41 states + DC). Constantino Lardi, NPN 20230457. Verified by NIPR. Real licensure, not a referral network.
- ✓Year-round support. Coverage questions, claims help, renewal optimization. We’re here after enrollment, not just during it.
- ✓Transparent. See how FreedInsure works: who pays us, how we compare plans and when we recommend an ACA plan first.
Three Steps to Coverage
Tell Us About You
Submit the form or call (844) 788-3733. Share your ZIP, household size, and income estimate.
We Compare Plans
Licensed advisor compares 14+ carriers, applies your subsidy, and presents the best options. How we compare health insurance quotes →
Get Covered
Choose your plan and we help you enroll. Your insurer sends your ID card after you enroll and pay your first premium.
Some people may pay $0 a month, depending on income and location.
The enhanced subsidies expired after 2025, but premium tax credits still apply for incomes from 100% to 400% of the federal poverty level, and some people may pay $0 a month for ACA coverage, depending on their income and where they live. In the states where we sell Marketplace plans, a licensed FreedInsure advisor can check your price with you — free, with no obligation.
See If You Qualify →
Agent Licensed in 42 Jurisdictions (41 States + DC)
Click your state for local plans and pricing. In Washington, DC, ACA plans are sold through DC Health Link; we help DC residents with life and supplemental coverage.
Frequently Asked Questions
Ready to Get Covered?
Some people may pay $0 depending on income and location. 14+ carriers compared. Licensed agent. No fee to you.
Check My Subsidy →