Licensed Health Insurance Advisors — 39 States

Real People.
Real Help.

We’re not a call center. We’re a team of licensed health insurance experts who pick up the phone, learn your situation, and find you the best coverage available — at no cost to you.

50,000+People Helped
39States Licensed
40+Carrier Partners
$0Broker Fee — Ever
Who We Are

Health Insurance That
Feels Human

At FreedInsure, we built something different. Most people dread shopping for health insurance — the jargon, the confusion, the feeling that whoever’s on the line just wants to close a sale. We built an agency where that doesn’t happen.

Every person who contacts FreedInsure gets a dedicated, licensed advisor — not a robot, not a queue, not a random agent. Someone who takes the time to understand your situation and walks you through every option, side by side.

We cover ACA Marketplace plans, private PPO products, dental, vision, life insurance, hospital indemnity, supplemental coverage, and group benefits for businesses — all from the same team, with the same standard of care.

“Our job isn’t to sell you a plan. It’s to make sure you have the right one.”

FreedInsure is an independent brokerage — we’re not tied to any single carrier. That means our only interest is finding you the best coverage at the best price, from a network of 40+ top-rated carriers across the country.

Quick Answers

About FreedInsure — Common Questions

Everything you need to know about who we are and how we work.

What is FreedInsure?
FreedInsure is an independent health insurance brokerage licensed in 39 states. We compare plans from 40+ top-rated carriers and help individuals, families, and small businesses find health, dental, vision, life, and supplemental insurance — at no cost to them.
How is FreedInsure’s service free?
Insurance carriers pay us a commission when a client enrolls. That commission is already built into every insurance premium — so you pay exactly the same monthly cost whether you enroll through FreedInsure or directly with the carrier. No markup, no hidden fees.
Is FreedInsure an independent broker?
Yes. FreedInsure is not tied to any single carrier. Our advisors compare options from 40+ companies to find the best fit for your needs and budget, with no incentive to favor one carrier over another.
Does FreedInsure sell my information?
No — never. FreedInsure does not sell, rent, lease, or share personal information with third parties, lead aggregators, or outside marketers. Everything you share with us is used exclusively by licensed FreedInsure agents.
What types of insurance does FreedInsure offer?
FreedInsure covers ACA Marketplace health plans, private PPO products, dental, vision, term life, whole life, final expense, hospital indemnity, critical illness, accident coverage, and group health benefits for small businesses.
How many states is FreedInsure licensed in?
FreedInsure is licensed in 39 states including Florida, Texas, New Jersey, Georgia, North Carolina, Tennessee, Missouri, Mississippi, South Carolina, and New York. NPN: 20230457.
How We Operate

What Sets Us Apart

Everything we do flows from four principles we don’t compromise on.

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Client-First, Always

We work for you — not the insurance companies. Your needs, budget, and health situation guide every recommendation.

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Year-Round Support

We don’t disappear after enrollment. Questions, billing issues, plan changes — your advisor is here all year.

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100% Free Service

Our guidance costs you nothing. Carriers compensate us when you enroll — your premium is identical either way.

Licensed Professionals

Every FreedInsure agent is fully licensed, trained, and compliant. Real expertise, not scripted sales pitches.

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Your information never leaves FreedInsure — and that’s a promise. Everything you share with us is held strictly in-house. Your data is used only by licensed FreedInsure agents to help you find and manage your coverage. We do not sell, rent, lease, or distribute your personal information to third parties, lead aggregators, outside marketers, or anyone else — period.

Read our full Privacy Policy →
Our Team

Meet the People Behind FreedInsure

Licensed, experienced, and here when you need them.

Constantino Lardi — Founder of FreedInsure
Founder

Constantino Lardi

Founder

Constantino built FreedInsure from the ground up with a single belief: that getting health insurance should be simple, personal, and free of pressure. He leads strategy, carrier partnerships, and product innovation — and remains hands-on with the team that serves thousands of clients nationwide.

MC
Chief Sales Strategist

Michael Catoggio

Chief Sales Strategist

Architects sales initiatives and market expansion. Drives revenue growth through data-driven strategies and team development.

Matthew Corbett — Senior Broker
Senior Broker

Matthew Corbett

Senior Broker

Leads client retention and success — ensuring members stay covered and satisfied long after enrollment. Trusted advisor with deep market knowledge.

Alexander Arrucci — Senior Broker & Director of Sales
Director of Sales

Alexander Arrucci

Senior Broker & Director of Sales

Drives sales growth and team performance. Combines deep product expertise with strategic leadership to expand FreedInsure’s reach.

Anthony Ferrara — Senior Broker & Product Specialist
Product Specialist

Anthony Ferrara

Senior Broker & Product Specialist

Expert in plan details and carrier offerings. Helps clients navigate complex coverage options with in-depth product knowledge.

JC
Senior Broker

Joseph Colletti

Senior Broker

Consultative approach with deep industry knowledge. Specializes in matching clients with plans that fit their health needs and budget.

AM
Senior Broker

Andrew Michail

Senior Broker

Trusted advisor with years of industry experience. Guides clients through complex coverage decisions with clarity and confidence.

SR
Senior Broker

Samuel Riley

Senior Broker

Brings a calm, analytical approach to complex coverage situations. Background spanning multiple carriers gives clients a clear-eyed view of their options.

Jeffrey Thompson — Junior Broker
Junior Broker

Jeffrey Thompson

Junior Broker

Dedicated to client support and enrollment assistance. Brings energy and attention to detail to every interaction.

Peter Caban-Mejia — Junior Broker
Junior Broker

Peter Caban-Mejia

Junior Broker

Passionate about helping families find the right coverage. Provides personalized guidance with a client-first approach.

CH
Junior Broker

Cristiana Hyland

Junior Broker

Building expertise in health insurance solutions. Committed to learning and delivering exceptional client service.

DL
Junior Broker

Dilnier Lorente-Sosa

Junior Broker

Dedicated to making health insurance accessible for every client. Brings a fresh perspective and genuine care to every enrollment conversation.

AG
Junior Broker

Anthony Galella

Junior Broker

Focused on client education and seamless enrollment experiences. Helps individuals and families navigate their options with patience and clarity.

Reviews

What Our Members Say

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NPN 20230457Licensed Insurance Agency
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39 StatesActive Licenses
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Your Info Stays HereNever sold or shared
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Independent Broker40+ Carrier Partners

Ready to Get Covered?

Talk to a licensed FreedInsure advisor today. It’s free, it’s fast, and you might be surprised by what you qualify for.

NPN: 20230457 · Licensed advisors · 100% free service · No obligation