Our Pricing Is Simple: You Pay $0
Health insurance made easy — and our help is always free. FreedInsure's advice, plan comparisons, and enrollment support cost you nothing. For Marketplace plans, you get the same plans at the same prices as going direct.
Get a Free Quote ↓Affordable ACA Plans — and a $0 Broker Fee
There's no price list for our services, because there's no price. FreedInsure LLC is an independent brokerage; its licensed agent, Constantino Lardi (NPN 20230457), is licensed in 42 jurisdictions (41 states + DC). We compare plans, calculate any subsidy you qualify for in the states where we sell Marketplace plans, and handle your enrollment — 100% free to you. Call (844) 788-3733.
What about the plans themselves? Marketplace premiums depend on your income, household size, age, and county — and premium tax credits can shrink them dramatically. Wondering where you land? See if you qualify or explore low-cost coverage options.
Quick answer: FreedInsure's service costs $0, and for a Marketplace plan you pay the same premium you'd pay going direct. What the plan itself costs depends on your income: in the 2026 Open Enrollment, the first under the original ACA tax-credit rules after the enhanced credits expired, 54% of HealthCare.gov consumers paid $50/month or less after tax credits and 29% picked a $0-premium plan (CMS 2026 Open Enrollment report). Estimate yours with our 2027 subsidy calculator.
Plans for Individuals, Families & the Self-Employed
Every ACA marketplace plan covers essential health benefits, and preventive care is covered with no deductible. From there, the right fit depends on who you're covering:
🛡️ Essential Coverage
Essential health benefits at an affordable rate. A low monthly premium — often dramatically lower after tax credits — with preventive care covered at no deductible.
👪 Comprehensive Family Coverage
Full essential health benefits for the whole household, including pediatric care, at a monthly premium your budget can live with. Family coverage →
💼 Flexible Self-Employed Plans
No employer plan? No problem. Flexible plans for self-employed individuals with affordable co-pays for visits. Self-employed options →
🦷 Dental Add-Ons
Discounts on dental services and standalone dental & vision plans stack alongside your health plan. Dental & vision →
How FreedInsure Helps
FreedInsure compares 14+ health insurance carriers simultaneously to find you the best rate and coverage for your specific situation.
🔒 Independent Broker
We represent multiple carriers, not just one. No captive loyalty. Our mission is simple: best coverage at the lowest price for YOUR situation. If one product is better than another, we tell you honestly.
💰 Always Free
Our service costs you $0 — you never pay FreedInsure a fee. For Marketplace plans, you get the same plans at the same price as going direct — plus personalized expert guidance, plan comparison, and enrollment assistance.
📞 A Real Licensed Agent
Not a chatbot. Not a call center. A licensed agent who understands your specific situation and handles your case from first call through enrollment. Available by phone, text, and email.
📈 Local Carrier Knowledge
Our licensed agent compares plans from 14+ carriers across the 42 jurisdictions (41 states + DC) where he’s licensed. We know which carriers work best in which ZIP codes, which plans have the strongest networks, and which options most people overlook.
Ready to get started? Call (844) 788-3733 or complete the form below. A licensed advisor will call you with personalized options. No pressure, no spam, no data selling. Just expert guidance that's 100% free.
Get Your Free Quote
Licensed advisor compares 14+ health insurance carriers. Free, no obligation.
Discover Your Health Insurance Options with FreedInsure.
Licensed advisor. Free quotes. 14+ carriers compared. (844) 788-3733.
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