Medicaid Expansion States: Full List of All 50 States + DC

41 states, counting DC, have expanded Medicaid to adults up to 138% of the poverty level. 10 have not. Here’s every state’s status and what the November 3, 2026 election changed.

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Overview

Which States Have Expanded Medicaid?

Quick answer: As of KFF’s August 21, 2026 update, 41 states including DC have expanded Medicaid, and 10 have not: Alabama, Florida, Georgia, Kansas, Mississippi, South Carolina, Tennessee, Texas, Wisconsin and Wyoming. In expansion states, adults 19 to 64 can qualify with income up to 138% of the poverty level, about $22,025 a year for one person in 2026. On November 3, 2026, South Dakota voters rejected Amendment I in unofficial returns, so its expansion stays in the state constitution.

Updated November 5, 2026. Results were still being counted; we’ll update this page as races are called and as Congress acts.

Medicaid expansion is the Affordable Care Act (ACA) option that opens Medicaid to most low-income adults, not just children, parents, pregnant people, older adults and people with disabilities. Each state decides whether to adopt it. KFF, the health policy research group, tracks each state’s status; our list uses its data. Wisconsin and Georgia run partial programs to 100% of the federal poverty level (FPL), but KFF counts both as not expanded.

This page is part of our election coverage. For the bigger picture, read what the 2026 midterms mean for your health insurance.

FreedInsure is a private insurance agency, not HealthCare.gov, a state Medicaid agency or a government website. Medicaid eligibility is decided by your state. This page is general information, not legal advice.

Written by the FreedInsure editorial team • FreedInsure LLC • Licensed agent Constantino Lardi, NPN 20230457, licensed in 42 jurisdictions (41 states + DC) • (844) 788-3733

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State by State

Medicaid Expansion Status for All 50 States and DC

“Yes” means the state has adopted ACA Medicaid expansion, per KFF’s August 21, 2026 tracker. Where FreedInsure has a 2027 coverage guide for the state, it’s linked in the last column.

Medicaid expansion by state (KFF, August 21, 2026)
StateExpanded?NotesFreedInsure guide
AlabamaNoAlabama Medicaid lists groups for children, parents and caretaker relatives, pregnant women, and the elderly and disabled. No expansion-adult groupAlabama guide
AlaskaYesHigher poverty guidelines: 138% FPL is about $27,531 for one personAlaska guide
ArizonaYes—Arizona guide
ArkansasYesARHOME, for adults 19–64 under 138% FPL; most enrollees get a private plan bought with Medicaid fundsArkansas guide
CaliforniaYes—California guide
ColoradoYes——
ConnecticutYes——
DelawareYes—Delaware guide
District of ColumbiaYes—District of Columbia guide
FloridaNoFlorida Medicaid, run by AHCA; most enrollees are in Statewide Medicaid Managed CareFlorida guide
GeorgiaNoPartial: Georgia Pathways to Coverage covers adults 19–64 up to 100% FPL who meet an 80-hour monthly activity requirementGeorgia guide
HawaiiYesHigher poverty guidelines: 138% FPL is about $25,337 for one personHawaii guide
IdahoYes——
IllinoisYesExpansion group called “ACA Adults,” run by HFSIllinois guide
IndianaYesHealthy Indiana Plan (HIP), for adults 19–64Indiana guide
IowaYes—Iowa guide
KansasNoGovernor’s race uncalled as of November 4 evening (see below)Kansas guide
KentuckyYesKentucky Medicaid; the exchange itself uses the term “Medicaid Expansion”Kentucky guide
LouisianaYes—Louisiana guide
MaineYes——
MarylandYes——
MassachusettsYes——
MichiganYes—Michigan guide
MinnesotaYes——
MississippiNoMississippi Medicaid, with managed care through MississippiCANMississippi guide
MissouriYes—Missouri guide
MontanaYes—Montana guide
NebraskaYes—Nebraska guide
NevadaYes——
New HampshireYes—New Hampshire guide
New JerseyYesNJ FamilyCareNew Jersey guide
New MexicoYes——
New YorkYesAlso runs the Essential Plan, up to 200% FPL for people not eligible for Medicaid or Child Health PlusNew York guide
North CarolinaYesOne of the two most recent adopters (December 1, 2023)North Carolina guide
North DakotaYes—North Dakota guide
OhioYesGroup VIII (MAGI Adult), adults 19–64 at or below 138% FPLOhio guide
OklahomaYes—Oklahoma guide
OregonYes—Oregon guide
PennsylvaniaYes——
Rhode IslandYes——
South CarolinaNo—South Carolina guide
South DakotaYesAdopted July 1, 2023 in the state constitution. Voters rejected Amendment I on November 3, 2026 (unofficial)South Dakota guide
TennesseeNoTennCare is the state’s Medicaid programTennessee guide
TexasNoNot expanded. Read our Texas coverage guide—
UtahYes—Utah guide
VermontYes——
VirginiaYes——
WashingtonYes——
West VirginiaYes—West Virginia guide
WisconsinNoPartial: covers adults up to 100% FPL through a Section 1115 waiver (BadgerCare)Wisconsin guide
WyomingNo—Wyoming guide

Totals: 41 expanded (40 states plus DC) and 10 not expanded. KFF notes that South Dakota and West Virginia have considered “trigger” laws tied to federal funding levels. We found no state that has ended its expansion.

FreedInsure doesn’t sell ACA Marketplace plans in DC, Maine, Maryland, Nevada, Pennsylvania or Virginia. For 2027 it doesn’t enroll plans through Covered California, Explore Health (Oregon), Get Covered Illinois or kynect (Kentucky). Those state guides point you to the official exchange.

Income Limits

What Is the Medicaid Expansion Income Limit?

In expansion states, adults 19 to 64 qualify with household income up to 138% of the federal poverty level. The law sets 133%, and a standard 5% income disregard brings it to 138%. Using the 2026 HHS poverty guidelines:

Household100% FPL (2026)138% FPL (Medicaid expansion limit)
1 person (48 states + DC)$15,960About $22,025
Family of 4 (48 states + DC)$33,000About $45,540
Alaska: 1 person / family of 4$19,950 / $41,250About $27,531 / $56,925
Hawaii: 1 person / family of 4$18,360 / $37,950About $25,337 / $52,371

These dollar figures will change in early 2027. Medicaid and CHIP use the current year’s poverty guidelines, and HHS publishes new ones each January. Marketplace savings work differently: for 2027 coverage, they’re based on the 2026 guidelines all year. HealthCare.gov puts it this way: “2026 income is used to check if you’re eligible for Medicaid and CHIP.”

Above Medicaid’s limit, Marketplace premium tax credits can help with household income up to 400% FPL ($63,840 for one person). Under current law, there’s no credit above that. See ACA income limits and how to qualify for Medicaid.

Coverage Gap

The Coverage Gap in States That Haven’t Expanded

In most non-expansion states, some adults with income under 100% FPL get neither Medicaid nor a Marketplace tax credit. Tax credits start at 100% FPL ($15,960 for one person), and many adults below that don’t qualify for Medicaid on income alone. Wisconsin is the exception on income, since its waiver covers adults up to 100% FPL. In Georgia, Pathways reaches that income level only for people who meet its activity requirement.

Where to look if you’re in the gap:

  • Your state Medicaid agency. Non-expansion states still cover groups such as pregnant people, people with disabilities, and parents and caretaker relatives. Children may qualify for Medicaid or CHIP even when adults don’t.
  • Community health centers. They charge based on income. Find one near you.
  • Hospital financial assistance. Ask the hospital’s billing office about its financial assistance policy before or after care.

If your income is close to 100% FPL, estimate it carefully. At or above that line, you may qualify for a Marketplace tax credit. Our guides to applying for Medicaid and what to do if you can’t afford health insurance walk through the steps.

Election 2026

What the November 2026 Election Changed for Medicaid Expansion

As of November 5, 2026, no state’s expansion status has changed because of the election.

South Dakota: Amendment I rejected (unofficial)

South Dakota voters rejected Amendment I by about 56% to 44% in unofficial returns, Managed Healthcare Executive reported. NBC/AP data showed 44.2% yes and 55.8% no, with 99% of the expected vote in. Official results were expected the following week.

The amendment would have tied the state’s constitutional Medicaid expansion to a federal match of at least 90%. Managed Healthcare Executive reported it could have ended expansion for about 31,000 residents if the federal share fell below 90%; its sponsor said it would have let lawmakers decide rather than end coverage automatically.

Governors’ races in non-expansion states

  • Georgia: NBC News projected Democrat Keisha Lance Bottoms the winner over Republican Rick Jackson, 54.3% to 45.7%. The Atlanta Journal-Constitution reported that she has a chance to act on the long-standing Democratic pledge to expand Medicaid, and noted that a 2014 state law requires legislative approval to broaden eligibility.
  • Texas: The Texas Tribune reported that Democrat Gina Hinojosa defeated Gov. Greg Abbott after campaigning on expanding Medicaid.
  • Wisconsin: Democrat David Crowley won the governor’s race (NBC News projection, 54.1% to 45.9%). The AP reported that he had called for expanding Medicaid coverage.
  • Kansas: As of the evening of November 4, the race between Democrat Cindy Holscher, who campaigned on Medicaid expansion, and Republican Ty Masterson, who opposes it (Kansas Reflector, KCUR), was uncalled, with Holscher narrowly ahead in NBC News results, 50.3% to 49.7%.

A campaign promise isn’t an expansion. As of November 5, 2026, all ten non-expansion states remain on KFF’s not-expanded list (August 21, 2026 update). This table will change only when a state actually adopts expansion.

Straight talk: As of November 5, 2026, the election hasn’t changed Medicaid rules for 2027. Changing them would take new federal legislation. The 2025 budget law (H.R. 1, known as the One Big Beautiful Bill Act) is still current law. House Democratic Leader Hakeem Jeffries has said Democrats would try to reverse its Medicaid cuts and work requirements. Any bill would still need the President’s signature. The Associated Press reported that President Trump has promised to use his veto power to block Democrats’ agenda. Overriding a veto takes two-thirds of both chambers, and most Senate bills need 60 votes to end a filibuster. KFF’s Larry Levitt said reversing the full set of Medicaid and ACA changes would be “impossible with President Trump still in the White House.” Plan for 2027 under the rules in place today.

2027 Changes

Medicaid Changes Scheduled for Expansion Adults in 2027

The 2025 budget law changes Medicaid most for the expansion group. These dates are scheduled under current law. Our page on Medicaid cuts in 2027 covers each one, and what a new Congress can and can’t change.

💼 Work Requirement

States generally must start it by January 1, 2027 for adults 19–64: 80 hours a month of work, service, a work program or half-time school, with exemptions. KFF (September 29, 2026) counts 44 states, including DC, as subject.

📅 Six-Month Renewals

Expansion adults must have eligibility checked every 6 months, for renewals scheduled on or after December 31, 2026.

⏳ Less Back Coverage

From January 1, 2027, retroactive coverage is limited to one month before you apply for expansion adults, and two months for others.

💵 Cost Sharing Later

From October 1, 2028, states must charge expansion adults at 100–138% FPL cost sharing of up to $35 per service.

The law also narrowed which immigrants count as qualified for Medicaid or CHIP, starting October 1, 2026. If you’re on Medicaid, open every letter from your state and answer by the date it gives.

What to Do Now

What to Do About Your 2027 Coverage

As of November 5, 2026, 2027 coverage is set under current law, so don’t wait for Congress or your state legislature.

  1. If you may qualify for Medicaid, apply through your state Medicaid agency or HealthCare.gov. Medicaid and CHIP take applications year-round.
  2. If your income is above Medicaid’s limit, compare Marketplace plans. On HealthCare.gov, enroll by December 15, 2026 for coverage that starts January 1, 2027. Open enrollment ends January 15, 2027. New York, New Jersey, California and DC run open enrollment to January 31, 2027, and each sets its own date for a January 1 start. See deadlines by state.
  3. If Congress changes tax credits later, the 2021 precedent shows how that help reached people. The American Rescue Plan was signed March 11, 2021; larger savings reached HealthCare.gov on April 1 for people who updated their application, and earlier months could be claimed on the tax return. That help covered only months when people had Marketplace coverage. Read more on how backdated subsidies would work and whether the enhanced ACA tax credits will come back.

For dated updates as they happen, follow our ACA news tracker. For the reform debate, see public option vs. Medicare for All.

Expert Advice

How FreedInsure Helps

FreedInsure LLC is an independent agency; its licensed agent, Constantino Lardi (NPN 20230457), is licensed in 42 jurisdictions (41 states + DC). Above your state’s Medicaid limit, we can compare 2027 Marketplace plans from the carriers we work with and help you enroll, in HealthCare.gov states and in Georgia, New Jersey and New York. If Medicaid or CHIP fits better, we’ll say so.

FreedInsure is a private insurance agency, not the Marketplace. Marketplace plan prices are the same with or without an agent. There’s no fee for our help; carriers pay us.

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FAQ

Frequently Asked Questions

Which states have not expanded Medicaid?
Ten states have not expanded Medicaid, according to KFF (August 21, 2026): Alabama, Florida, Georgia, Kansas, Mississippi, South Carolina, Tennessee, Texas, Wisconsin and Wyoming. Wisconsin and Georgia run partial programs to 100% of the poverty level, but KFF counts both as not expanded.
How many states have expanded Medicaid?
41, counting the District of Columbia, per KFF’s August 21, 2026 tracker. The most recent adopters were North Carolina (December 1, 2023) and South Dakota (July 1, 2023).
What is the income limit for Medicaid in expansion states?
138% of the federal poverty level for adults 19 to 64. With the 2026 guidelines, that’s about $22,025 a year for one person and $45,540 for a family of four in the 48 contiguous states and DC. Alaska and Hawaii are higher, and the figures change when the 2027 guidelines take effect in early 2027.
Did South Dakota end Medicaid expansion in the 2026 election?
No. In unofficial returns, South Dakota voters rejected Amendment I, which would have tied the state’s constitutional expansion to a federal match of at least 90%. Official results were expected the following week.
Will Texas, Georgia or Wisconsin expand Medicaid now?
Not yet, and no one can say if they will. In all three, Democrats won the governor’s race, according to NBC News projections in Georgia and Wisconsin and Texas Tribune reporting in Texas. The Texas and Wisconsin winners had called for expanding Medicaid; the AJC noted a 2014 Georgia law requires legislative approval. All three remain not expanded.
What is the Medicaid coverage gap?
It’s the gap some adults fall into in states that haven’t expanded Medicaid. Marketplace tax credits start at 100% of the poverty level ($15,960 for one person), and many adults below that don’t qualify for Medicaid on income alone. They get neither. Check your state’s Medicaid groups first, and community health centers, which charge based on income.
Do Medicaid work requirements start in 2027?
In most states, they’re scheduled to. Under the 2025 budget law and a June 2026 CMS rule, states must start them by January 1, 2027 for adults 19 to 64 in the expansion group or certain waiver groups. The standard is 80 hours a month of work, service, a work program or half-time school, with exemptions.
Can I apply for Medicaid outside open enrollment?
Yes. Medicaid and CHIP take applications year-round. Open enrollment dates apply to Marketplace plans: on HealthCare.gov, enroll by December 15 for coverage that starts January 1, 2027, and open enrollment ends January 15, 2027.

Sources

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FreedInsure LLC · Licensed agent Constantino Lardi, NPN 20230457 · Agent licensed in 42 jurisdictions (41 states + DC) · Not affiliated with the U.S. government · (844) 788-3733