Medicaid Expansion States: Full List of All 50 States + DC
41 states, counting DC, have expanded Medicaid to adults up to 138% of the poverty level. 10 have not. Here’s every state’s status and what the November 3, 2026 election changed.
Shop 2027 Plans or Call ↓Which States Have Expanded Medicaid?
Quick answer: As of KFF’s August 21, 2026 update, 41 states including DC have expanded Medicaid, and 10 have not: Alabama, Florida, Georgia, Kansas, Mississippi, South Carolina, Tennessee, Texas, Wisconsin and Wyoming. In expansion states, adults 19 to 64 can qualify with income up to 138% of the poverty level, about $22,025 a year for one person in 2026. On November 3, 2026, South Dakota voters rejected Amendment I in unofficial returns, so its expansion stays in the state constitution.
Updated November 5, 2026. Results were still being counted; we’ll update this page as races are called and as Congress acts.
Medicaid expansion is the Affordable Care Act (ACA) option that opens Medicaid to most low-income adults, not just children, parents, pregnant people, older adults and people with disabilities. Each state decides whether to adopt it. KFF, the health policy research group, tracks each state’s status; our list uses its data. Wisconsin and Georgia run partial programs to 100% of the federal poverty level (FPL), but KFF counts both as not expanded.
This page is part of our election coverage. For the bigger picture, read what the 2026 midterms mean for your health insurance.
FreedInsure is a private insurance agency, not HealthCare.gov, a state Medicaid agency or a government website. Medicaid eligibility is decided by your state. This page is general information, not legal advice.
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Medicaid Expansion Status for All 50 States and DC
“Yes” means the state has adopted ACA Medicaid expansion, per KFF’s August 21, 2026 tracker. Where FreedInsure has a 2027 coverage guide for the state, it’s linked in the last column.
| State | Expanded? | Notes | FreedInsure guide |
|---|---|---|---|
| Alabama | No | Alabama Medicaid lists groups for children, parents and caretaker relatives, pregnant women, and the elderly and disabled. No expansion-adult group | Alabama guide |
| Alaska | Yes | Higher poverty guidelines: 138% FPL is about $27,531 for one person | Alaska guide |
| Arizona | Yes | — | Arizona guide |
| Arkansas | Yes | ARHOME, for adults 19–64 under 138% FPL; most enrollees get a private plan bought with Medicaid funds | Arkansas guide |
| California | Yes | — | California guide |
| Colorado | Yes | — | — |
| Connecticut | Yes | — | — |
| Delaware | Yes | — | Delaware guide |
| District of Columbia | Yes | — | District of Columbia guide |
| Florida | No | Florida Medicaid, run by AHCA; most enrollees are in Statewide Medicaid Managed Care | Florida guide |
| Georgia | No | Partial: Georgia Pathways to Coverage covers adults 19–64 up to 100% FPL who meet an 80-hour monthly activity requirement | Georgia guide |
| Hawaii | Yes | Higher poverty guidelines: 138% FPL is about $25,337 for one person | Hawaii guide |
| Idaho | Yes | — | — |
| Illinois | Yes | Expansion group called “ACA Adults,” run by HFS | Illinois guide |
| Indiana | Yes | Healthy Indiana Plan (HIP), for adults 19–64 | Indiana guide |
| Iowa | Yes | — | Iowa guide |
| Kansas | No | Governor’s race uncalled as of November 4 evening (see below) | Kansas guide |
| Kentucky | Yes | Kentucky Medicaid; the exchange itself uses the term “Medicaid Expansion” | Kentucky guide |
| Louisiana | Yes | — | Louisiana guide |
| Maine | Yes | — | — |
| Maryland | Yes | — | — |
| Massachusetts | Yes | — | — |
| Michigan | Yes | — | Michigan guide |
| Minnesota | Yes | — | — |
| Mississippi | No | Mississippi Medicaid, with managed care through MississippiCAN | Mississippi guide |
| Missouri | Yes | — | Missouri guide |
| Montana | Yes | — | Montana guide |
| Nebraska | Yes | — | Nebraska guide |
| Nevada | Yes | — | — |
| New Hampshire | Yes | — | New Hampshire guide |
| New Jersey | Yes | NJ FamilyCare | New Jersey guide |
| New Mexico | Yes | — | — |
| New York | Yes | Also runs the Essential Plan, up to 200% FPL for people not eligible for Medicaid or Child Health Plus | New York guide |
| North Carolina | Yes | One of the two most recent adopters (December 1, 2023) | North Carolina guide |
| North Dakota | Yes | — | North Dakota guide |
| Ohio | Yes | Group VIII (MAGI Adult), adults 19–64 at or below 138% FPL | Ohio guide |
| Oklahoma | Yes | — | Oklahoma guide |
| Oregon | Yes | — | Oregon guide |
| Pennsylvania | Yes | — | — |
| Rhode Island | Yes | — | — |
| South Carolina | No | — | South Carolina guide |
| South Dakota | Yes | Adopted July 1, 2023 in the state constitution. Voters rejected Amendment I on November 3, 2026 (unofficial) | South Dakota guide |
| Tennessee | No | TennCare is the state’s Medicaid program | Tennessee guide |
| Texas | No | Not expanded. Read our Texas coverage guide | — |
| Utah | Yes | — | Utah guide |
| Vermont | Yes | — | — |
| Virginia | Yes | — | — |
| Washington | Yes | — | — |
| West Virginia | Yes | — | West Virginia guide |
| Wisconsin | No | Partial: covers adults up to 100% FPL through a Section 1115 waiver (BadgerCare) | Wisconsin guide |
| Wyoming | No | — | Wyoming guide |
Totals: 41 expanded (40 states plus DC) and 10 not expanded. KFF notes that South Dakota and West Virginia have considered “trigger” laws tied to federal funding levels. We found no state that has ended its expansion.
FreedInsure doesn’t sell ACA Marketplace plans in DC, Maine, Maryland, Nevada, Pennsylvania or Virginia. For 2027 it doesn’t enroll plans through Covered California, Explore Health (Oregon), Get Covered Illinois or kynect (Kentucky). Those state guides point you to the official exchange.
What Is the Medicaid Expansion Income Limit?
In expansion states, adults 19 to 64 qualify with household income up to 138% of the federal poverty level. The law sets 133%, and a standard 5% income disregard brings it to 138%. Using the 2026 HHS poverty guidelines:
| Household | 100% FPL (2026) | 138% FPL (Medicaid expansion limit) |
|---|---|---|
| 1 person (48 states + DC) | $15,960 | About $22,025 |
| Family of 4 (48 states + DC) | $33,000 | About $45,540 |
| Alaska: 1 person / family of 4 | $19,950 / $41,250 | About $27,531 / $56,925 |
| Hawaii: 1 person / family of 4 | $18,360 / $37,950 | About $25,337 / $52,371 |
These dollar figures will change in early 2027. Medicaid and CHIP use the current year’s poverty guidelines, and HHS publishes new ones each January. Marketplace savings work differently: for 2027 coverage, they’re based on the 2026 guidelines all year. HealthCare.gov puts it this way: “2026 income is used to check if you’re eligible for Medicaid and CHIP.”
Above Medicaid’s limit, Marketplace premium tax credits can help with household income up to 400% FPL ($63,840 for one person). Under current law, there’s no credit above that. See ACA income limits and how to qualify for Medicaid.
The Coverage Gap in States That Haven’t Expanded
In most non-expansion states, some adults with income under 100% FPL get neither Medicaid nor a Marketplace tax credit. Tax credits start at 100% FPL ($15,960 for one person), and many adults below that don’t qualify for Medicaid on income alone. Wisconsin is the exception on income, since its waiver covers adults up to 100% FPL. In Georgia, Pathways reaches that income level only for people who meet its activity requirement.
Where to look if you’re in the gap:
- Your state Medicaid agency. Non-expansion states still cover groups such as pregnant people, people with disabilities, and parents and caretaker relatives. Children may qualify for Medicaid or CHIP even when adults don’t.
- Community health centers. They charge based on income. Find one near you.
- Hospital financial assistance. Ask the hospital’s billing office about its financial assistance policy before or after care.
If your income is close to 100% FPL, estimate it carefully. At or above that line, you may qualify for a Marketplace tax credit. Our guides to applying for Medicaid and what to do if you can’t afford health insurance walk through the steps.
What the November 2026 Election Changed for Medicaid Expansion
As of November 5, 2026, no state’s expansion status has changed because of the election.
South Dakota: Amendment I rejected (unofficial)
South Dakota voters rejected Amendment I by about 56% to 44% in unofficial returns, Managed Healthcare Executive reported. NBC/AP data showed 44.2% yes and 55.8% no, with 99% of the expected vote in. Official results were expected the following week.
The amendment would have tied the state’s constitutional Medicaid expansion to a federal match of at least 90%. Managed Healthcare Executive reported it could have ended expansion for about 31,000 residents if the federal share fell below 90%; its sponsor said it would have let lawmakers decide rather than end coverage automatically.
Governors’ races in non-expansion states
- Georgia: NBC News projected Democrat Keisha Lance Bottoms the winner over Republican Rick Jackson, 54.3% to 45.7%. The Atlanta Journal-Constitution reported that she has a chance to act on the long-standing Democratic pledge to expand Medicaid, and noted that a 2014 state law requires legislative approval to broaden eligibility.
- Texas: The Texas Tribune reported that Democrat Gina Hinojosa defeated Gov. Greg Abbott after campaigning on expanding Medicaid.
- Wisconsin: Democrat David Crowley won the governor’s race (NBC News projection, 54.1% to 45.9%). The AP reported that he had called for expanding Medicaid coverage.
- Kansas: As of the evening of November 4, the race between Democrat Cindy Holscher, who campaigned on Medicaid expansion, and Republican Ty Masterson, who opposes it (Kansas Reflector, KCUR), was uncalled, with Holscher narrowly ahead in NBC News results, 50.3% to 49.7%.
A campaign promise isn’t an expansion. As of November 5, 2026, all ten non-expansion states remain on KFF’s not-expanded list (August 21, 2026 update). This table will change only when a state actually adopts expansion.
Straight talk: As of November 5, 2026, the election hasn’t changed Medicaid rules for 2027. Changing them would take new federal legislation. The 2025 budget law (H.R. 1, known as the One Big Beautiful Bill Act) is still current law. House Democratic Leader Hakeem Jeffries has said Democrats would try to reverse its Medicaid cuts and work requirements. Any bill would still need the President’s signature. The Associated Press reported that President Trump has promised to use his veto power to block Democrats’ agenda. Overriding a veto takes two-thirds of both chambers, and most Senate bills need 60 votes to end a filibuster. KFF’s Larry Levitt said reversing the full set of Medicaid and ACA changes would be “impossible with President Trump still in the White House.” Plan for 2027 under the rules in place today.
Medicaid Changes Scheduled for Expansion Adults in 2027
The 2025 budget law changes Medicaid most for the expansion group. These dates are scheduled under current law. Our page on Medicaid cuts in 2027 covers each one, and what a new Congress can and can’t change.
💼 Work Requirement
States generally must start it by January 1, 2027 for adults 19–64: 80 hours a month of work, service, a work program or half-time school, with exemptions. KFF (September 29, 2026) counts 44 states, including DC, as subject.
📅 Six-Month Renewals
Expansion adults must have eligibility checked every 6 months, for renewals scheduled on or after December 31, 2026.
⏳ Less Back Coverage
From January 1, 2027, retroactive coverage is limited to one month before you apply for expansion adults, and two months for others.
💵 Cost Sharing Later
From October 1, 2028, states must charge expansion adults at 100–138% FPL cost sharing of up to $35 per service.
The law also narrowed which immigrants count as qualified for Medicaid or CHIP, starting October 1, 2026. If you’re on Medicaid, open every letter from your state and answer by the date it gives.
What to Do About Your 2027 Coverage
As of November 5, 2026, 2027 coverage is set under current law, so don’t wait for Congress or your state legislature.
- If you may qualify for Medicaid, apply through your state Medicaid agency or HealthCare.gov. Medicaid and CHIP take applications year-round.
- If your income is above Medicaid’s limit, compare Marketplace plans. On HealthCare.gov, enroll by December 15, 2026 for coverage that starts January 1, 2027. Open enrollment ends January 15, 2027. New York, New Jersey, California and DC run open enrollment to January 31, 2027, and each sets its own date for a January 1 start. See deadlines by state.
- If Congress changes tax credits later, the 2021 precedent shows how that help reached people. The American Rescue Plan was signed March 11, 2021; larger savings reached HealthCare.gov on April 1 for people who updated their application, and earlier months could be claimed on the tax return. That help covered only months when people had Marketplace coverage. Read more on how backdated subsidies would work and whether the enhanced ACA tax credits will come back.
For dated updates as they happen, follow our ACA news tracker. For the reform debate, see public option vs. Medicare for All.
How FreedInsure Helps
FreedInsure LLC is an independent agency; its licensed agent, Constantino Lardi (NPN 20230457), is licensed in 42 jurisdictions (41 states + DC). Above your state’s Medicaid limit, we can compare 2027 Marketplace plans from the carriers we work with and help you enroll, in HealthCare.gov states and in Georgia, New Jersey and New York. If Medicaid or CHIP fits better, we’ll say so.
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Frequently Asked Questions
Sources
- KFF: Status of state Medicaid expansion decisions (updated August 21, 2026) — 41 expanded including DC, 10 not; Wisconsin and Georgia Pathways; most recent adopters; trigger-law discussion.
- HHS/ASPE 2026 poverty guidelines (Federal Register, January 15, 2026) — 100% FPL figures; 138% figures are derived.
- Managed Healthcare Executive (November 4, 2026) and NBC News ballot measure results (AP data) — South Dakota Amendment I.
- NBC News governor results; Atlanta Journal-Constitution; Texas Tribune; WMTV (AP); MultiState (all November 3–4, 2026).
- CMS fact sheet, CMS-2454-IFC (June 1, 2026) and KFF: Health provisions in the 2025 federal budget reconciliation law — work requirement, renewals, retroactive coverage, cost sharing, immigrant eligibility.
- NBC News and KFF Health News (November 4, 2026) — Jeffries’ pledge, the signature requirement and Larry Levitt’s comments. U.S. Constitution — two-thirds vote to override a veto.
- PBS NewsHour (Associated Press), November 3, 2026 — President Trump’s promise to use his veto power.
- KFF: Medicaid work requirements tracker (updated September 29, 2026) — 44 states, including DC, subject to work requirements.
- Kansas Reflector and KCUR (November 2026) — Cindy Holscher’s and Ty Masterson’s positions on Medicaid expansion.
- CMS and HealthCare.gov (2021) — American Rescue Plan savings on HealthCare.gov from April 1, 2021 and earlier months on the tax return. State Medicaid agency and exchange pages for program names (Alabama Medicaid Agency, Arkansas DHS, Florida AHCA, Illinois HFS, Indiana FSSA, KHBE, Mississippi Division of Medicaid, NJ DOBI, NY State of Health, Ohio Department of Medicaid, TennCare, Georgia Pathways).
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