Who We Help — Coverage for Every Situation
Whether you’re self-employed, between jobs, starting a family, or running a business — FreedInsure finds the right plan for your specific situation at no cost to you.
Personal Coverage
Whether you need coverage for yourself or your entire household, we compare plans from 14+ carriers to find the best fit and lowest cost.
Individuals Under 65
ACA marketplace plans, private PPO options, and supplemental coverage for individuals who need their own health insurance.
See individual plans →Families
Family health insurance plans covering spouses and children. Subsidized marketplace plans and private options compared side-by-side.
Find family coverage →Low Income / Affordable
Low-cost plans for individuals and families who qualify for premium tax credits, cost-sharing reductions, or Medicaid. We check what you qualify for under current rules.
Check affordable options →High Earners
Premium PPO plans, concierge options, and executive coverage for individuals and families earning above subsidy thresholds.
See premium plans →Coverage by Work Situation
Your employment status changes what coverage options are available. We specialize in finding the right plan for how you work.
Self-Employed & 1099
Marketplace plans with tax deductions for freelancers, gig workers, and independent contractors, plus private plans you can apply for outside Open Enrollment (approval depends on each plan’s eligibility rules).
Self-employed coverage →Business Owners
Group plans, SHOP marketplace, ICHRA, and SIMERP options for small businesses with 1–50+ employees.
Business solutions →Groups
Group health insurance plans for organizations, associations, and employers looking to cover their teams affordably.
Group plan options →After Job Loss
Lost employer coverage? COBRA alternatives, Marketplace special enrollment, and short-term bridge options compared side by side.
Coverage after job loss →Coverage by Life Event
Major life changes often qualify you for special enrollment. We help you navigate each transition with the right coverage.
Turning 26
Aging off your parents’ plan? Losing that coverage can qualify you for a Special Enrollment Period up to 60 days before or after it ends. We help you find affordable coverage before the gap starts.
Turning 26 options →Students
Health insurance options for college and graduate students — marketplace plans, parent coverage, and school plan alternatives.
Student coverage →Pregnancy
Prenatal, delivery, and postpartum coverage through ACA plans. On HealthCare.gov, pregnancy alone doesn’t open a Special Enrollment Period, but a baby’s birth does; some state exchanges set their own rules.
Pregnancy coverage →Gap Coverage
Short-term and bridge coverage for temporary gaps between plans — job transitions, waiting periods, and seasonal work.
Bridge the gap →Not Sure Where You Fit?
Tell us your situation and a licensed FreedInsure advisor will match you with the right coverage — completely free.
Find My Coverage →