Are these ACA / Obamacare plans?

The medical plans here are private (non-Marketplace) options - major medical, fixed-benefit, and supplemental coverage. They are not government ACA plans and do not use subsidies. If you want an ACA Marketplace plan with subsidies, call us and a licensed agent will help you compare.

How is the monthly price calculated?

Set your age and coverage level at the top of the page and every plan shows your exact monthly rate. Rates reflect ACH payment and may vary slightly by payment method. Final pricing is confirmed at enrollment.

Can I enroll online by myself?

Yes. Any plan with an Enroll now button takes you to our secure enrollment platform where you can complete everything online. Prefer to talk it through? Call (844) 788-3733 and a licensed agent will walk you through it.

What is the difference between DHMO and PPO dental?

DHMO plans cost less and ask you to use dentists in the network - great for predictable routine care. PPO plans cost a bit more but let you see any dentist, in or out of network. Add vision to either for a small additional amount.

Can I see if my doctor or dentist is covered?

Yes. Each plan has a Find a doctor link to the network provider search (Cigna, First Health, or Solstice). Check before you enroll so there are no surprises.

Do you charge a fee to help me?

No. FreedInsure is an independent brokerage and our help is free - we are paid by the carriers, not by you. You get the same price whether you enroll online yourself or with an agent.

FreedInsure Marketplace

Shop health, dental & vision plans on your terms.

Set your age and who needs coverage, then see your real monthly price on every plan. Enroll online in minutes — or talk it through with a licensed agent. No logins, no guesswork.

Rather talk first? Call (844) 788-3733

Quick answer: FreedInsure’s plan marketplace lets you compare private (non-Marketplace) health plans plus separate dental and vision plans, see a monthly price for your age and household, and enroll online or with a licensed agent. These medical plans are not ACA Marketplace plans and don’t use premium tax credits, which are available only through the Marketplace. ACA Open Enrollment for 2027 runs November 1, 2026 to January 15, 2027 on HealthCare.gov.

Last updated: October 2, 2026

See your real monthly price

Every plan below updates instantly as you change these.

Your age

Who needs coverage

Rates shown reflect ACH payment and may vary slightly by payment method. Plans here are private (non-Marketplace) coverage and do not use ACA subsidies. Final pricing is confirmed at enrollment.

Age

Coverage

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Not sure which plan fits?

A licensed FreedInsure agent compares plans with you and answers benefit questions before you enroll. No pressure to switch — an honest review either way.

Call (844) 788-3733 60-Second Finder →

Sources

Premium tax credit — HealthCare.gov
When can you get health insurance? (dates and deadlines) — HealthCare.gov
What Marketplace health insurance plans cover — HealthCare.gov
Dental coverage in the Marketplace — HealthCare.gov

Common Questions

Marketplace, Answered

The medical plans shown here are private, non-Marketplace products — major medical, fixed-benefit indemnity, and supplemental coverage. They are not government ACA/Marketplace plans and do not use premium subsidies. Benefit levels, networks, and covered services vary by plan; review each plan’s brochure for full details. Dental and vision are separate products.

Rates reflect ACH payment and are subject to change; final pricing and eligibility are confirmed at enrollment. FreedInsure Agency LLC is an independent insurance brokerage; its licensed agent is Constantino Lardi (NPN 20230457). If you would like an ACA Marketplace plan with subsidies, call (844) 788-3733 and a licensed agent will help you compare.