Indexed Universal Life · Tax-Free Retirement Income
Indexed Universal
Life Insurance
IUL combines life insurance protection with tax-advantaged cash value growth linked to market indexes. A 0% floor protects your downside. Policy loans provide tax-free retirement income. Your advisor explains if IUL fits your strategy — free.
Learn About IUL ↓No SSN required · No obligation · Or call (844) 788-3733
0%
Floor (No Losses)
Tax-Free
Policy Loans
Lifetime
Coverage
$0
Our Fee
See If IUL Is Right for You
A few questions about your goals and financial situation. No SSN required. Your advisor explains how IUL works and whether it fits.
How It Works
Covered in Three Steps
No jargon. No pressure. Just straightforward help from a licensed advisor.
01
Answer a Few Questions
ZIP code, household size, and estimated income. About 60 seconds. No SSN needed.
02
We Compare Every Plan
A licensed advisor reviews every option in your area, verifies doctors, and calculates your exact cost.
03
Choose and Enroll
Pick the plan that fits. Your advisor handles the application and stays available all year.
What You Get
More Than Just a Plan
📈
Market-linked growth. Cash value grows based on S&P 500 or other index performance. Participate in gains without direct market risk.
💱
0% floor protection. When the market drops, your cash value stays flat — never decreases. Your downside is protected.
💰
Tax-free retirement income. Access your cash value through policy loans that aren’t treated as taxable income.
🏦
Permanent life insurance. Coverage for your entire life, not just a term. Death benefit paid tax-free to beneficiaries.
📊
Tax diversification. IUL adds a tax-free bucket alongside your 401(k) (tax-deferred) and Roth IRA (limited contributions).
🔒
No-pressure education. IUL isn’t right for everyone. Your advisor explains the pros, cons, and whether it fits your specific goals.
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Life Insurance That
Builds Wealth.
Market-linked growth with downside protection. Tax-free retirement income. Your advisor explains if IUL is right for you — free.
Learn About IUL →FreedInsure LLC · NPN: 20230457 · Licensed 39 states
Not affiliated with the U.S. Government. · Privacy Policy
Not affiliated with the U.S. Government. · Privacy Policy